Terms & Conditions

Welcome to raj123 ("the Platform", "we", "us", "our"). raj123 is an online casino and sports betting platform operated at the domain raj123.cam, configured for English-language use and targeted at adult users. These Terms & Conditions constitute a legally binding agreement between you ("the User", "you", "your") and the operator of raj123.

These Terms apply to all use of the Platform, including account registration, deposits, withdrawals, wagering on sports events, use of casino games, participation in promotions, and access to any content or tools made available on the Platform.

By creating an account, making a deposit, or using any feature of raj123, you confirm that you have read and agree to these Terms in their entirety, together with the Privacy Policy and Responsible Gambling Policy, which are incorporated by reference.

For the purposes of these Terms, the following definitions apply:

To register and maintain an account on raj123, you must satisfy all of the following eligibility requirements at all times:

• Age: You must be at least 18 years of age, or the higher minimum age required by the Operator's license jurisdiction, whichever is greater. Minors are strictly prohibited from using the Platform under any circumstances.
• Legal capacity: You must have full legal capacity to enter into a binding agreement under the laws applicable to you.
• Jurisdictional compliance: You must not be resident in, or accessing the Platform from, a jurisdiction where online gambling is explicitly prohibited by applicable law. You are solely responsible for determining whether your use of the Platform is lawful in your location.
• Single account: You may hold only one active account on the Platform. Opening duplicate, secondary, or shared accounts is strictly prohibited and may result in account closure and forfeiture of funds.
• Personal use: Accounts must be registered and used solely for personal entertainment. Corporate, agency, or commercial account registrations are not permitted unless expressly authorised by the Operator.
• Self-exclusion status: You must not be subject to an active self-exclusion or cooling-off order — whether self-imposed through the Platform or imposed through any applicable regulatory body — at the time of registration or at any time during active use.
• Accurate information: All information provided during registration must be accurate, complete, and up to date. Providing false, misleading, or incomplete information constitutes a material breach of these Terms.

To register an account, you are required to provide accurate personal information including your full legal name, date of birth, residential address, email address, and contact number. You agree to maintain the accuracy of this information and to promptly update it if it changes.

The Operator reserves the right to require KYC document verification at any stage, including before processing any deposit, withdrawal, or bonus claim. KYC documents typically required include:

• Identity document: A valid Pakistani Computerised National Identity Card (CNIC) or a current international passport, in full — no cropping of edges or personal information.
• Proof of address (where required): A recent utility bill, bank statement, or official correspondence (typically issued within the preceding three months) displaying your full name and current residential address.
• Selfie or liveness verification: A photograph of you holding your identity document, or a real-time liveness check, as directed by the Operator's verification system.
• Payment method verification: Confirmation that the payment method used for deposits is registered in your own name, where required by the Operator's compliance team.

The Operator may request enhanced due diligence (EDD) documentation for high-value accounts, including source-of-funds or source-of-wealth evidence. This is standard AML practice and is not a reflection on the individual user.

The Operator reserves the right to suspend, restrict, or close any account where KYC verification cannot be completed satisfactorily, or where the information provided is inconsistent, incomplete, or suspected to be fraudulent.

Subject to your compliance with these Terms and the Operator's applicable eligibility requirements, raj123 grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform for personal entertainment purposes only.

You agree to use the Platform in accordance with the following conditions:

• You will access the Platform only through legitimate means — no automated scripts, bots, crawlers, or data-scraping tools.
• You will not attempt to gain unauthorised access to any account, system, or network associated with the Platform.
• You will not use any software, strategy, or method designed to circumvent or exploit the Platform's game logic, RNG systems, or odds engines.
• You will not engage in any activity that disrupts, degrades, or interferes with the Platform's performance or availability for other users.
• You will not create, use, or assist in operating multiple accounts for the purpose of claiming promotions, circumventing account restrictions, or any other reason.
• You accept that gambling involves financial risk and that no outcome is guaranteed. The Platform does not guarantee any return on wagered funds.

The Platform is provided on an "as available" basis. The Operator does not warrant uninterrupted access and accepts no liability for downtime, maintenance windows, or service interruptions beyond its reasonable control.

All financial transactions on raj123 are subject to the Operator's current payment processing policies, the User's KYC verification status, and the applicable terms and policies of the payment methods used. Account balances and promotional thresholds are displayed in Pakistani Rupees (PKR) for reference; actual transaction processing currency and conversion rates may depend on the Operator's payment processor configuration.

All bonuses, free spins, cashback offers, reload promotions, and other promotional incentives made available on raj123 are subject to the specific terms attached to each offer at the time of publication, in addition to the general bonus conditions set out below.

• Eligibility: Unless otherwise stated, bonuses are available to users who have completed KYC verification and whose accounts are in good standing. The Operator reserves the right to restrict bonus eligibility at its discretion.
• Wagering requirements: All bonus funds are subject to a wagering (rollover) requirement, which must be met in full before the bonus balance and any associated winnings become eligible for withdrawal. The specific multiplier and qualifying game/bet types are stated in the individual offer terms.
• Minimum deposit: Most promotions require a minimum qualifying deposit, typically starting at PKR 1,000 or as specified in the individual offer.
• Expiry: Bonus funds and free spin awards expire after the period stated in the offer terms. Expired bonus funds are forfeited and cannot be reinstated.
• Game restrictions: Certain games may not contribute, or may contribute at a reduced rate, toward wagering requirement completion. Live casino, jackpot slots, and certain table games are commonly subject to reduced contribution rates.
• Maximum bet restriction: While an active bonus is applied to your account, a maximum single-bet stake restriction applies as stated in the offer terms. Bets placed in excess of this limit while a bonus is active may result in the bonus being voided.
• One active bonus: Only one bonus may be active on your account at a time, unless the Operator expressly states otherwise.
• No guaranteed profit: Bonus funds do not represent real-money value until wagering requirements are fully met. Bonuses are for entertainment purposes only and do not guarantee any return on wagered amounts.

The Operator reserves the right to modify, suspend, or withdraw any promotion at any time with reasonable notice where possible. Bonus abuse, including the use of multiple accounts, hedging strategies, or other practices designed to exploit promotions without genuine gaming intent, will result in the forfeiture of bonus funds and may result in account closure.

All sports betting markets, casino games, live dealer tables, and other wagering products available on raj123 are subject to the Operator's specific product rules, which are made available within the relevant game or betting section of the Platform. The following general rules apply across all products:

• Bets are final once confirmed and cannot be cancelled or amended, except where the Operator explicitly provides a cash-out or edit-bet feature and the applicable conditions are met.
• Odds, return-to-player (RTP) percentages, and house edge figures are subject to change. Stated RTP ranges are based on operator and/or game developer data and are theoretical long-run averages — not per-session guarantees.
• In the event of technical errors, system faults, or data feed failures that affect the settlement of bets, the Operator reserves the right to void, re-settle, or delay the settlement of affected bets. Void bets are refunded at stake value.
• Any bet placed using a service, method, or account in violation of these Terms may be voided and any associated winnings forfeited.
• The Operator reserves the right to limit bet sizes, restrict certain markets, or decline specific wagers at its discretion without providing a reason.
• Cricket betting markets, including PSL T20, Pakistan national team, and ICC tournament events, are subject to additional event-specific rules published in the sports betting section.

raj123 is committed to promoting responsible gambling. The Platform provides tools including deposit limits, loss limits, session time reminders, cooling-off periods, and self-exclusion. Users are strongly encouraged to use these tools to manage their gambling activity.

Gambling is for entertainment purposes only. It should not be treated as a source of income, a financial strategy, or a means of recovering previous losses. If gambling stops feeling like entertainment, users should activate the self-exclusion tool immediately and seek appropriate support.

The Platform is accessible to adults aged 18 and above only, or the higher minimum required by the Operator's license jurisdiction. Users who suspect they may be developing a problem with gambling are encouraged to review the full Responsible Gambling Policy.

The following conduct is strictly prohibited on the Platform. Violation of any of these prohibitions may result in immediate account suspension, forfeiture of balances, and referral to relevant authorities:

• Providing false, incomplete, or misleading information during registration or KYC verification.
• Registering or operating more than one account, whether under your own identity or a different identity.
• Using the Platform for any money laundering, fraud, financial crime, or other illegal activity.
• Attempting to exploit bugs, errors, technical faults, or mathematical vulnerabilities in any game or betting product.
• Using automated systems, bots, AI-driven wagering tools, or any non-human means to place bets or interact with the Platform.
• Colluding with other users to gain unfair advantage in poker, live dealer games, or any other competitive gaming format.
• Engaging in match-fixing, spot-fixing, insider betting, or any conduct related to manipulation of sporting events.
• Attempting to resell, transfer, or otherwise commercialise your account or any promotional credits.
• Harassing, threatening, or abusing Platform staff, support agents, or other users.
• Accessing the Platform from a jurisdiction where online gambling is explicitly prohibited by applicable law.

All content on the raj123 Platform — including but not limited to text, graphics, logos, game interfaces, software, data, and design elements — is the property of the Operator or its licensors and is protected by applicable intellectual property laws.

You are granted a limited, personal, non-exclusive, non-transferable licence to access and view Platform content solely for personal use in connection with your use of the Platform's services. You may not reproduce, distribute, publicly display, modify, or create derivative works from any Platform content without the prior written consent of the Operator.

The raj123 name, logo, and branding are trademarks of the Operator. Unauthorised use of these trademarks is strictly prohibited.

To the fullest extent permitted by applicable law, the Operator's total aggregate liability to any User for any claim arising out of or in connection with these Terms or the use of the Platform shall be limited to the net amount deposited by that User in the twelve (12) months preceding the event giving rise to the claim.

The Operator shall not be liable for:

• Indirect, incidental, consequential, special, or punitive damages of any kind.
• Loss of winnings, profits, data, goodwill, or business opportunity.
• Delays, failures, or errors caused by third-party payment providers, telecommunications providers, or internet service failures beyond the Operator's reasonable control.
• Any losses arising from your use of the Platform in a jurisdiction where online gambling is not permitted.
• Any decision made by a User in reliance on information presented on the Platform, including odds, statistics, or promotional examples.

Nothing in these Terms excludes or limits liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, or any liability that cannot be excluded or limited under applicable law.

The Operator reserves the right to amend, update, or replace these Terms at any time. Where amendments are material, the Operator will use reasonable efforts to provide advance notice — for example, by displaying a notice on the Platform or by email to your registered address — with at least seven (7) days' notice before the changes take effect, except where immediate changes are required by law, regulation, or urgent operational necessity.

Your continued use of the Platform after the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not accept the amended Terms, you must cease using the Platform and may request account closure in accordance with the Operator's account closure procedures.

The current version of these Terms is always the version displayed on this page. The "Effective Date" shown at the top of this document reflects the date of the most recent revision.

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which the Operator is incorporated and licensed, as specified in the Operator's licensing documentation. Where the Operator holds an international gaming licence, the law of the licensing jurisdiction governs these Terms.

Any dispute arising out of or in connection with these Terms, including any question regarding their existence, validity, or termination, shall be subject to the exclusive jurisdiction of the courts of the applicable licensing jurisdiction, unless otherwise specified by applicable mandatory consumer protection law.

If you have any questions, concerns, or complaints regarding these Terms & Conditions, or if you wish to exercise any rights available to you under these Terms, please contact the raj123 support team through the following channels:

The Operator aims to acknowledge formal complaints within 48 business hours and to resolve them within a reasonable period depending on complexity. Where a complaint cannot be resolved through internal channels, the Operator will advise on applicable dispute resolution or escalation options.